We believe in the importance of a solid financial strategy for achieving specific financial
objectives. Whether it's owning your home, ensuring your children's education is
financially secure, or planning for retirement, it's crucial to define your goals clearly.
An effective financial approach should encompass key areas such as Saving, Budgeting,
Investing, Tax management, Insurance coverage, Education funding, Retirement
preparation, Estate management, and more.
Investment Solutions
To help you preserve and grow the assets you have accumulated, we have adopted
two investment principles that we hold sacred.
Strategic Asset Allocations provide the foundation to managing the
long-term risk and return of a portfolio.
Rebalancing portfolios on a consistent basis should reduce risk and
increase returns over time.
Tax Solutions
The purpose of tax planning is to ensure tax efficiency. Through tax planning,
all elements of the financial plan work together in the most tax-efficient
manner possible. Tax Planning for you might include:
Income Tax Preparation
Wealth Tax Preparation
Estimated Tax Calculations
Retirement Plan Optimization
Education Fund
One way we implement education planning into your financial portfolio is
assisting you in setting up an Education Fund.
How much should I contribute each year?
How much will a college education cost when my child turns 18?
What if my child gets a scholarship?
We empathize with these concerns and incorporate them into your overall financial
plan.
Risk & Insurance Solutions
Facing our mortality is difficult. Nevertheless, facing these difficult truths is
essential in building a secure financial future for you and your loved ones. A
successful risk management program includes answering several questions: What
happens if you/your…
Become ill or injured?
Are in a car accident?
Get old and need care?
Cannot work for an extended period of time?
Should die unexpectedly?
Risk reduction strategies often involve using various forms of insurance to
protect themselves from downside risk. Possible forms of insurance might
include:
Life Insurance
Health Insurance
Disability Insurance
Critical illness cover
Cancer Care
Retirement Solutions
Retirement Planning should begin in your 20’s. As studies have shown, the earlier
you start the more likely you are to achieve your goals. Power of Compounding
works for you. Once a person reaches their 50’s and 60’s, they need to start
planning on managing their assets to optimize their cash flow needs in
retirement.
Retirement planning strategies should be designed to suit your goals and comfort
level as well as to take advantage of tax saving opportunities. In order to
assess your ability to comfortably retire, we review your current retirement
assets, including PPF, EPF, NPS, Gratuity, pensions, and Life Insurance Maturity
proceeds. By analyzing your cash flow and spending habits and by considering tax
implications and inflation, we can help you develop your own Primassure
Prime Planning to reach your goals.
People spend a lifetime accumulating assets and building an estate with the
intention of passing it on to their heirs or charitable beneficiaries. Without
proper planning, a person’s death can create significant hardships on the people
for which the estate was created. For an estate to be passed on to the heirs,
there could be settlement costs, such as probate fees. A sound estate plan can
eliminate many of these problems that arise during the settlement of an estate
and help you accomplish the following:
Ensure that your wishes are honored when you are unable to manage your own
affairs.
Communicate your wishes and expectations precisely to your family and heirs.
Provide for your family’s financial security.
Provide capital to meet immediate liquidity needs for settlement costs.
Consultation
To schedule a complimentary one-hour consultation with Primassure LLP,
please call (+91 98338-01134) or fill out the form below:
Do You Need a Financial Adviser?
This quiz should take you less than 5 minutes to complete and will help you decide if you
should seek financial advice
